Q  I own my home. Will this be counted when I apply for benefits?
A No. The value of your house is not taken into account when working out whether you can claim benefits.
Q Will I qualify for any benefits if I have savings?
A  Yes. There’s no limit to the amount of savings you can have for some benefits so get in touch to find out.
Q I have a retirement pension and two pensions from my work so I won’t qualify for Pension Credit, will I?
A It depends what your total weekly income is. Before telephoning, work out what your total weekly income is, either as a single person or a couple and you should be able to get an instant answer. Remember: Attendance Allowance and Disability Living Allowance do not have to be included when working out your weekly income
 Q I applied 3 years ago and was told I was just over the qualifying amount so there’s no point trying again, is there?
 A There certainly is. The rates for a whole range of benefits increase each year. You might now qualify.
 Q I get Housing Benefit just now. If I apply for Pension Credit I will lose the Housing Benefit and be worse off won’t I?
 A  No. Getting Pension Credit may affect your Housing Benefit but you will not be worse off.
 Q If I qualify for Pension Credit, Housing Benefit or Council Tax Benefit will I receive them straight away?
 A Yes, and not only straight away –they could be backdated for up to 12 months! Think of what that lump sum could pay for!

Remember ,if you dont like giving lots of details over the phone,  arrange a home  visit . click here.

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